Author Archives: William Birdthistle

Digital Finance Platforms: Toward a New Regulatory Paradigm

By | September 16, 2021

The computers upon which we work all have operating systems that we generally ignore. We mainly deal with the apps that run on these systems. Email, ubiquitous as it is, is merely an app. Nothing works without the system in the background, and because it works so well, we tend to neglect it. The same… Read More »

Digitalization of Finance, Covid19 and TechRisk

By | November 24, 2020

Over the past 50 years, technology has transformed finance. During the 2010s, FinTechs, typically small, agile start-ups, were the focus of much of the attention. In our view, the focus of attention across the 2020s will be something entirely different: digital finance platforms. Quietly, behind the scenes, digital financial platforms are increasingly serving as indispensable… Read More »