Author Archives: Javier Garcia Gonzalez

Post-Crisis Consumer Financial Protection: Did it Help?

By | December 12, 2018

Courtesy of Javier Garcia Gonzalez After the financial crisis of 2007-2008, there was a wave of regulatory changes in the US regarding consumer financial protection that mostly applied to mortgages and student loans. These new regulations granted consumers additional disclosures, banned abusive practices and fought deceptive practices. It was consistent with the narrative that consumers… Read More »